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| 15 Year Fixed |
| 20 Year Fixed |
| 30 Year Fixed |
| 3/1 ARM |
| 5/1 ARM |
| 15 Year Fixed Jumbo |
| 30 Year Fixed Jumbo |
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15 Year Fixed
The interest rate and your mortgage monthly payments remain fixed for the period of the loan.
Term: 15 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.25% | 0% | 5.56% |
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20 Year Fixed
The interest rate and your mortgage monthly payments remain fixed for the period of the loan.
Term: 20 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.75% | 0% | 6% |
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30 Year Fixed
The interest rate and your mortgage monthly payments remain fixed for the period of the loan.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.75% | 0% | 5.937% |
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3/1 ARM
With a 3 year fixed ARM homeowners can enjoy three years of fixed payments before the initial interest rate change. At the end of the fixed period, the interest rate will adjust annually.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.625% | 0% | 6.895% |
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5/1 ARM
With a 5 year fixed ARM homeowners can enjoy five years of fixed payments before the initial interest rate change. At the end of the fixed period, the interest rate will adjust annually.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5% | 0% | 6.674% |
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15 Year Fixed Jumbo
Loans above the maximum loan amount established by Fannie Mae and Freddie Mac are known as 'jumbo' loans. Because jumbo loans are bought and sold on a much smaller scale, they often have a little higher interest rate than conforming. The interest rate and your mortgage monthly payments remain fixed for the period of the loan.
Term: 15 years
Maximum Amount: $1,000,000
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| Rates | Points | APR |
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| 8.25% | 4% | 9.298% |
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30 Year Fixed Jumbo
Loans above the maximum loan amount established by Fannie Mae and Freddie Mac are known as 'jumbo' loans. Because jumbo loans are bought and sold on a much smaller scale, they often have a little higher interest rate than conforming. The interest rate and your mortgage monthly payments remain fixed for the period of the loan
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | Points | APR |
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| 8.25% | 4% | 8.925% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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